Greetings,

I’m writing to share some big news and an exciting next step for my practice: I have decided to join Queen City Financial Advisors (QCFA).

First and most importantly: our relationship isn't changing.

I remain your dedicated advisor. I’m still the person answering your calls, texts, and emails, and sitting across the table from you during our reviews. My commitment to giving you personalized, attentive guidance remains exactly as it has always been.

So why make this move? As my practice has grown, keeping up with administrative demands behind the scenes takes time away from what I care about most—working directly with you. QCFA is a team of 25 financial professionals supported by a dedicated four-person administrative staff. Crucially, QCFA is a branch of Osaic, Inc., the very same broker-dealer I’ve been with for years. That means the underlying foundation of your accounts stays familiar, seamless, and secure.

Here is how this change directly benefits you:

• More focused time together: QCFA’s operational team, Beth, Chip, Chris, and Chuck, are fully licensed, highly credentialed, and bring decades of industry experience. They will handle the administrative details so I can concentrate fully on you and your accounts.

• Long-term continuity: Partnering with QCFA creates an extra layer of protection for you. Should an emergency or illness ever take me away from my desk, a qualified team is immediately ready to step in so your financial plan never misses a beat.

You keep me as your advisor with the added strength of a broader team standing right behind us.

Thank you for your continued trust and friendship. I am genuinely excited for this next chapter, and I look forward to catching up with you soon.

Warm regards,

Howard McEwen, CFA
hmcewen@osaicwealth.com